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Small amounts of money for a short term

A Personal Cash Advance is:
  • An Advance of a small amount of money for a short term.
  • Advanced to one person, based on that person’s income, personal circumstances and subject to a reasonable credit history.
All Centrelink recipients are eligible except Newstart / Youth Allowance.


A Cash Advance can be:
  • An amount up to $500.


All Personal Cash Advances:
  • Must be repaid within the loan contract term of four(4) weeks.
  • Are contracted for a single term and cannot be extended for another term.
  • Must be repaid in full before another Advance can be given.


To Qualify, You must:
  • Be a resident of South Australia, Northern Territory, Victoria or Tasmania.
  • Have an active account with an Australian bank or credit-union.
  • Have an income of at least $800 each month, paid into your bank account.
  • Show that you have regular income by sending us your bank statements.
  • Have a valid email address so that Cash Australia can contact you.
If this is your first application you need to send us at least 60 days (two months) of statements up to the current date. If this is a repeat application we need 30 days (one month) of statements up to the current date. If you have Internet access to your bank account, you may attach an electronic statement to your application using the “Attach File” function in the application form.


On approval:
  • You will receive an offer of a Personal Cash Advance by e-mail.


If you accept the Cash Advance Proposal:
  • The agreed Cash Advance amount will be deposited into your bank account and be available to you on the next working day.


The Personal Cash Advance contract:
  • Repayments will be automatically direct debited on the agreed dates.
  • Must be repaid within the loan contract term of four (4) weeks.
  • Cost of borrowing is governed by the Consumer Credit Code and relevant South Australian Regulations, all fees and charges are transparent in every respect.


Cash Australia (Int) Pty Ltd is a wholly Australian
owned company first registered in 1988 and is a
foundation member of the
Australian Financial Services Association.

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