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Important Notice To Applicant For Credit (Section 18(E)(c) Privacy Act 1988)
Notice of disclosure of your credit information to a credit reporting agency. (Privacy Act 1988)


Cash Australia may give information about you to a credit reporting agency, for the following purposes:
To obtain a consumer credit report about you and/or

To allow the credit reporting agency to create or maintain a credit information file containing information about you.


The information is limited to:
Identity particulars - your name, sex, address (and the previous two addresses), date of birth, name of employer and drivers license number.

your application for credit or commercial credit - the fact that you have applied for credit and the amount.

The fact that Cash Australia is a current credit provider to you.

Personal Cash Advance repayments which are overdue by more than 60 days, and for which debt collection action has started.

Advice that your Personal Cash Advance repayments are no longer overdue in respect of any default that has been listed.

Information that, in the opinion of Cash Australia you have committed a serious credit infringement (that is, fraudulently or shown an intention not to comply with your credit obligations).

That credit provided to you by Cash Australia has been paid or otherwise discharged.


Period to which this understanding applies:
This information may be given before, during or after the provision of credit to you.

Please be Aware that when you apply for a Cash Australia Personal Cash Advance, you do so knowing and accepting the terms of the following:


Statement By An Applicant For Credit
Please read carefully and print this for your records before agreeing.

1. Giving information to a Credit Reporting Agency (Section 18E(8)(c) Privacy Act 1988)
Cash Australia may give certain information about me to a credit reporting agency.

2. Access to Commercial Credit Information (Section 18L(4) Privacy Act 1988)
I agree that Cash Australia may obtain information about me from a business which provides information about the commercial credit worthiness of persons for the purpose of assessing my application for consumer credit.

3. Access to Consumer Credit Information (Section 18k(1) (b), Privacy Act 1988)
I agree that Cash Australia may obtain a consumer credit report containing information about me from a credit reporting agency for the purpose of assessing my application for commercial credit.

4. Exchange of Credit Worthiness Information (Section 18N(9), Privacy Act 1988
I agree that Cash Australia may exchange information with those credit providers named in my application or named in a consumer credit report issued by a credit reporting agency for the following purposes:

To assess an application by me for credit.

To notify other credit providers of a default by me.

To exchange information with other credit providers as to the status of this Personal Cash Advance where I am in default with other credit providers to assess my credit worthiness.

I understand that the information exchanged can include anything about my credit worthiness, credit standing, credit history or credit capacity that credit providers are allowed to exchange under the Privacy Act.

I understand that a credit check will be undertaken as part of the application process and that I have read and understood the acknowledgement and authority regarding the Privacy Protection of Information.


Security of your Personal Information
We will take reasonable precautions to ensure that all information we collect, use or disclose is accurate, complete, up-to-date and stored in a secure environment and accessed only by authorised persons.

It is important to realise that, no transmission over the Internet can be guaranteed to be absolutely secure. All information submitted via our application forms is transmitted in an encrypted form. While we endeavour to protect your personal information from misuse, loss, unauthorised access, modification or disclosure, we cannot guarantee the security of any information you transmit to us or receive from our online services. These activities are conducted at your own risk. Once we receive your transmission, we make our best effort to ensure its security.

Cash Australia does not accept any form of responsibility for any unauthorised access or use of information helds. The lender will not be responsible if your information is accessed through an improper use of membership privileges due to your failure to adequately secure your member number and password.

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